Insurance Approved Burglar Alarms
Insurance companies frequently reduce premiums to homeowners when approved alarm suppliers fit and maintain your alarm. But how do you know which alarm installer to go for? Business owners usually have to jump through several hoops to be covered. Alarms companies in Bristol lead the way.

NSI and SSAIB Approval
There are just a couple of bodies that issue certification to alarm installers. They are the NSI (formerly NACOSS) and SSAIB. Insurance companies demand that commercial and home alarms are put in by one of the intruder alarm companies listed with these bodies. Ensure that your chosen security systems firm is registered with one of these bodies to ensure you are covered by your Insurance.

Security Alarms for Residential Use
Domestic insurance companies normally insist that an alarm is kept in good working order under a maintenance contract by an NSI or SSAIB listed supplier. Several insurers will offer a discount on insurance premiums, as house owners are more likely to ring their alarm supplier in the event of a fault or problem if they are covered by an alarm maintenance agreement and the insurer recognises this fact in its charges.

Security Alarm Systems for Business Use
Business owners are usually required to fit a burglar alarm and source a maintenance contract before their insurer will cover them. From time to time insurance companies lay down specifics for a grade 2 or 3 system in accordance with the EN50131 standards and say whether it should include 24 hour monitoring and/or a police response.

Business insurers can impose a Redcare GSM signalling system or Dualcom GPRS system as they employ two ways of sending a signal about a triggered alarm. If a telephone line is cut or develops a fault, signals are sent by the GPRS or GSM mobile network, rendering these systems are highly effective.

ACPO Regulations
The Association of Chief Police Officers also stipulate that alarms are put in by NSI and SSAIB approved suppliers. Your alarm firm should also be listed with them, especially if you need a police response to be insured.

intruder alarm systems, fitted to EN50131 and ACPO (Association of Chief Police Officers) standards, by an alarm company inspected by the NSI or SSAIB are the only ones that benefit from an automatic police response. Bristol alarms provide an example of this type of firm.

Lower Insurance Premiums
In summer 2007 Aviva Risk Services exhorted UK companies to put in alarms fitted by NSI or SSAIB registered companies. According to them, 25% of businesses have insufficient alarm protection. In addition they recommend fitting a security alarm at home too and having it maintained professionally annually. Aviva is one of the major insurance companies that do lower premiums when a suitable alarm system is fitted.